I am a first time home buyer. Before I met Al, I thought the process of purchasing a home was overwhelming, and at times confusing. Al did a wonderful job of explaining step by step, everything that needed to be done. He made the process of purchasing a home easy to understand. I had many questions throughout the process. Al was very patient and kind, he made sure any question I had was immediately answered. Al was always available to help me. If I contacted him by phone, email or text. He answered right away. Al oversaw every detail of the loan process until the very end. Working with Al was a wonderful experience. Especially, since I am a first time home buyer, and this process was new to me.