FHA Home Loans

An FHA home loan may be just what you need if your income is low to moderate, your credit score is ok but not excellent, and you have a small down payment.

We service 96% of these loans in house

Terms that Fit your Needs

As an FHA-approved lender, we can approve you for an FHA loan, and make special considerations for borrowers with less than ideal financial situations. FHA loans are insured by the Federal Housing Administration, which has fewer restrictions and limitations than conventional loans to help qualified individuals. The FHA loan is specifically designed for the borrower looking for an “out of box” loan. The Adame Team at Caliber Home Loans will walk you through these loan options and minimum requirements to create terms that will fit your needs.

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About This Loan.

Credit scores to 580
No money down
Down payment can be 100% gift funds from a family member
Owner-occupied only
Cash reserves generally not required
Extra Credit Teacher Program
Up to 6% seller credit towards closing costs
High balance loan limits available is designated areas